Return & Refund Policy

Effective Date: February 17, 2026 | Last Updated: February 17, 2026

Important Information

This Return and Refund Policy governs the terms under which returns, cancellations, and refunds are processed for transactions on Kutoot Platforms. This Policy has been prepared in compliance with the Consumer Protection Act, 2019, including the Consumer Protection (E-Commerce) Rules, 2020, and other applicable Indian laws. Please read carefully before making any transactions.

Kutoot Innovations Private Limited (“Kutoot”, “we”, “our”, or “us”) operates a technology-enabled merchant promotion and customer engagement platform that facilitates local commerce through digital incentives, transaction enablement, and promotional campaigns (the “Platform”).

This Return & Refund Policy (“Policy”) outlines how returns, cancellations, refunds, and related grievances are handled on the Platform.

By using Kutoot, you agree to this Policy.

All transactions made through Kutoot:

  • Occur directly between the User and the Merchant
  • Are facilitated through Kutoot’s technology platform
  • Involve in-store purchases or services availed at Merchant locations

Kutoot enables payment processing and transaction validation but does not sell or deliver products/services unless explicitly stated.

All returns, cancellations, and service-related requests are managed directly by the respective Merchant to ensure efficient and accurate resolution.

Accordingly:

  • Return or service requests should be raised directly with the Merchant
  • Resolution will be handled through the Merchant’s store or designated support channels
  • The Merchant’s individual return and service policies will apply

Kutoot facilitates the platform experience and does not directly process product returns or service-related refunds.

Kutoot handles refunds strictly for transaction-related scenarios, including:

  • Failed transactions where payment is debited but not confirmed
  • Duplicate payments
  • Technical errors during payment processing
  • Incorrect debits resulting from system issues

In such cases:

  • Kutoot will review and verify the transaction
  • Eligible refunds will be initiated to the original payment method
  • Processing timelines are subject to the payment provider, typically within 5–7 working days

Where a Merchant agrees to provide a refund:

  • The Merchant shall initiate or approve the refund
  • Kutoot may facilitate the refund through the payment system
  • Refund timelines depend on Merchant confirmation and PSP processing

Kutoot does not independently approve Merchant refunds.

The following are not eligible for refunds:

  • Products or services already consumed or delivered
  • Promotional benefits, stamps, or rewards
  • Campaign participation benefits
  • Platform or convenience fees (unless required by law)

All promotional rewards:

  • Carry no monetary value
  • Are non-transferable
  • Cannot be exchanged for cash

Before Payment Completion

Transactions may be cancelled before payment confirmation.

After Payment Completion

Cancellations are subject to Merchant policies and service status.

Kutoot does not guarantee cancellations after a transaction is completed.

If a payment is debited but:

  • Transaction fails, or
  • Service is not confirmed

Then:

  • The amount is typically auto-reversed by the payment provider
  • Timeline: 7–10 working days

If not reversed, users may contact Kutoot support.

Users are encouraged to:

  1. Contact the Merchant directly for resolution
  2. Reach out to Kutoot if the issue remains unresolved

Kutoot may:

  • Coordinate with the Merchant
  • Assist in communication and follow-up
  • Review transaction details

Kutoot will make reasonable efforts to assist but does not guarantee outcomes for Merchant-related disputes.

Users must:

  • Verify transaction details before payment
  • Review Merchant policies
  • Raise issues within a reasonable timeframe

Kutoot shall not be responsible for errors arising from incorrect user inputs.

Kutoot reserves the right to:

  • Reject refund requests
  • Reverse benefits
  • Suspend accounts

in cases of:

  • Fraudulent activity
  • Abuse of refund policies
  • Repeated misuse

Kutoot’s responsibility is limited to transaction facilitation and payment-related issues.

Kutoot shall not be liable for:

  • Merchant refusal of returns or refunds
  • Product/service quality issues
  • Indirect or consequential losses

In accordance with applicable laws, Kutoot has appointed a dedicated Grievance Officer to address user concerns:

  • Name: Mr. Arun Kumar
  • Phone: +91 72597 77622
  • Company: Kutoot Innovations Private Limited
  • Email: legal@kutoot.com

For campaign-related concerns:

  • Acknowledgement within 48 hours
  • Resolution within 30 days

Kutoot may update this Policy from time to time.

Changes will be reflected with a revised “Last Updated” date.

Continued use of the Platform constitutes acceptance of the updated Policy.

For any queries or support, please reach out to us:

Policy Acknowledgment

By engaging in any transaction on Kutoot Platforms, you acknowledge that you have read, understood, and agree to be bound by this Return and Refund Policy, in addition to the Terms & Conditions and Privacy Policy. Kutoot reserves the right to amend this Policy at its discretion, with any modifications taking effect immediately upon publication.

Consumer Protection Act 2019 CompliantE-Commerce Rules 2020IT Act 2000 Compliant

Customer Support

Email: support@kutoot.com

Phone: +91 72597 77622

Response Time: 48 hours